Covers all 5 exam domains of RIBO's Level 1 Competency Profile & Blueprint
Practice on the go and jump straight back to where you left off.
About the exam
The RIBO Level 1 Entry-Level Broker Exam is required for anyone registering as an insurance broker in Ontario under the supervision of a Principal Broker. It's administered through the Insurance Institute of Ontario and the Insurance Brokers Association of Ontario (IBAO).
The exam has 100 scored multiple-choice questions plus 15 unscored pilot questions, is open book (a reference PDF with the OAP 1, RIBO By-Laws, RIB Act, and Regulations is provided), and must be completed within 3 hours. You need 75% to pass. Content is set by RIBO's Level 1 Competency Profile and Blueprint, effective January 2025.
ExamHub's free RIBO practice quiz has 159 questions across all 5 content domains — adapted from RIBO's own retired sample exam plus original questions fact-checked against RIBO's Competency Profile and FSRA's auto insurance forms registry.
What's covered
Try a few
Five questions pulled from the full bank, with the answer shown — use the quiz above for the real timed simulation.
Why: Business Interruption insurance replaces lost income and covers continuing expenses when a business can't operate due to insured physical damage.
Why: DCPD allows a not-at-fault Ontario driver to claim directly from their own insurer for vehicle damage when another identified motorist is at fault.
Why: Since Ontario's July 1, 2026 SABS reform, only Medical, Rehabilitation, and Attendant Care benefits remain mandatory — Income Replacement, Caregiver, and several others are now optional.
Why: A named-perils policy lists exactly which causes of loss are covered; an all-risks policy covers all causes of loss except those specifically excluded.
Why: E&O insurance responds to claims that a professional's negligent advice, error, or omission caused a client financial loss — Regulation 991 requires member firms to carry at least $3,000,000 per occurrence.
FAQ
The RIBO Level 1 Entry-Level Broker Exam has 100 scored multiple-choice questions plus 15 unscored pilot questions, delivered over a 3-hour sitting. You need 75% (75/100) to pass.
The minimum pass mark is 75% on the official exam.
Five content domains, per RIBO's Level 1 Competency Profile and Blueprint (effective January 2025): General Insurance & Industry Knowledge (25%), Personal Lines Automobile (25%), Personal Lines Habitational (25%), Commercial Lines (20%), and Travel Health (5%).
Yes. RIBO provides a reference PDF (OAP 1, RIBO By-Laws, RIB Act, and Ontario Regulations) during the test, but the 3-hour limit means genuine familiarity with the material beforehand is essential.
No. ExamHub is an independent, free study resource and is not affiliated with, endorsed by, or reviewed by RIBO. Some questions are adapted from RIBO's own publicly released retired sample questions; the rest are original questions written to mirror the exam's format and content domains, and fact-checked against RIBO's official Competency Profile and FSRA's auto insurance forms registry.
The exam is administered by the Insurance Institute of Ontario and the Insurance Brokers Association of Ontario (IBAO) — see ribo.com for registration details.
Yes. As of July 1, 2026, only Medical, Rehabilitation, and Attendant Care benefits remain mandatory under Ontario's Statutory Accident Benefits Schedule (SABS) — Income Replacement, Caregiver, and several other benefits are now optional coverage the client chooses to buy. The automobile-domain questions here reflect this current structure.
Yes. All 159 questions are 100% free, with no account or signup required.
Also preparing for another exam? Try our , and OTL general insurance agent free practice test.